Whether you’re looking to increase your investment return, or need a convenient line of credit, a margin loan can help. Buying on margin allows you to purchase more securities than you could on a cash-only basis and potentially enjoy a greater return on your investment capital. Spartan Capital’s margin account, offered through RBC, enables investors to sell short and potentially profit from downward price movements. Margin borrowing increases your level of market risk, so the value of your investments can go down as well as up. You must repay your margin loan, regardless of the underlying value of the securities you purchased, therefore, if the equity in your account falls below the minimum maintenance requirements, RBC will issue a maintenance call requiring you to deposit additional cash or acceptable collateral. If you fail to meet a maintenance call, Spartan Capital may be forced to sell some or all of the securities in your account to protect its loan, with or without your prior approval. While many investors find margin to be a useful tool, the associated risks mean it’s not right for everyone. Please speak to your Financial Advisor to better understand the rules and requirements and determine if margin loans are right for you.