INDIVIDUAL RETIREMENT ACCOUNTS

Individual Retirement Accounts


Spartan Capital believes it is never too early to begin planning for your retirement. Individual Retirement Accounts (IRAs) are an important tool in helping you take control of your financial future. We offer a wide range of retirement programs: Traditional IRAs offer tax-deferred growth potential. All or part of your contributions are tax-deductible, reducing your taxable income. These deductible contributions are taxed only when making withdrawals, at which time many investors will be a lower tax bracket. Alternatively, the Roth IRA offers tax-free growth potential. After-tax contributions can grow tax deferred, and qualified withdrawals are tax free. We also offer Rollover IRAs. When you leave a job, you may roll your 401k into a Rollover IRA allowing your retirement savings to continue to grow tax-deferred, and broadening the range of available investment options. Please discuss your retirement goals with one of our Financial Advisors to create a personalized retirement plan.